The choice of an insurance broker is as important as selecting a lawyer or chartered accountant. The purchaser should satisfy him/herself that the broker is knowledgeable about insurance contracts and also about the fundamentals of business. Some insurance salespersons see only the commission in a sale, but the insurance broker who wishes to stay in business must become as involved with the well-being of the client as the client him/herself. Adriatic brokers are the kind of brokers you require.

In some instances, the broker should be able to advise the type of contract required to suit the client's specific business. As the person who pays for the insurance, you should satisfy yourself that the brokerage has been in the business for at least five or ten years, and that the representative broker is the type of person that is always improving his/her knowledge of financial aspects of the business. Adriatic and its brokers qualify in both respects.

An insurance broker acts on your behalf to arrange a contract with an insurance company. The insurance broker you choose should represent a number of insurers in order to obtain a proper comparison of coverage and cost. Adriatic has contracts with European, American and Canadian-based insurers, and is able to obtain a wide range of coverage and cost for both large and small businesses.

Your broker should be concerned with the financial and underwriting stability of the insurance companies with which business is placed. Every year, Adriatic checks the financial results of each carrier and verifies that their reinsurer is also licensed in Canada.

In addition to the ability to pay claims, it is important that your insurance company is willing to settle claims in a timely and fair manner. An insurance company who fails to settle promptly can create unnecessary and severe financial strain. Adriatic monitors the claims paying performance of its companies on an on-going basis. In the past, we have severed relationships with carriers who have failed to meet this requirement.

The broker you choose should also be financially stable in order to ensure their reliability in serving you. Frequent location moves and unexplained changes in carriers are often indications of financial trouble. Adriatic has proudly provided coverage and counselling for over 50 years, and continues to be financially sound.

In today's litigious society it is not uncommon to have liability claims from operations performed, or products provided, many years ago. Adriatic places a great deal of importance in maintaining a continuous record of liability policies on behalf of its clients. This gives our customers another reason to choose Adriatic.

Adriatic is a "full service" broker. In addition to offering all insurance products for the convenience of "one call" insurance assistance, Adriatic has immediate referral service to other financial services. Whether it is through a related company in the Sorbara Group, or through other experts with whom we have developed a long-term relationship, Adriatic can respond rapidly to an insurance or insurance related problem.

We believe that Adriatic should be the broker with whom you choose to grow and prosper.