Group Home and Automobile Insurance Program Adriatic Insurance Brokers Ltd. has partnered with the HRAC to develop a group program with the AVIVA Traders General Insurance Company. Strength in Numbers! Benefits: In addition to preferred group rates, members also have acces to the following products and services that make this program even better. Group buying power with a wide range of additional discounts. No interest or service fees on the monthly PAC payment plan Five different payment options Extended service hours from 8 a.m. to 8 p.m., Monday to Friday. Aviva Road Assist - emergency towing and much more for your auto. Six Star protector - guarantees no rate changes in the event of an at-fault loss. One-stop automobile Claims Appraisal and Repair service. 24 hourt Emergnecy Claims Service anywhere in Canada or the USA. Kalo - a new Free and unlimited telephone assistance program Automobile Home Multi-vehicle discount Multi-line discount Mature citizen discount Anti-theft discount Loyalty discount Claims-free discount Short commute discount Car alarm offered at a discount New home discount Alarm discount Mature citizen discount Multi-line discount Loyalty discount Mortgage free discount Home security system offered at a discount AVIVA Traders Care for ages 50+ - Guaranteed claims satisfaction or your   premium refunded - Accident Insurance protection - Vision care discounts - Travel Insurance savings